United States Longshoremen's and Harbor Workers Compensation
Distinctive Design Construction is one of the few, possibly the only company, in St. Tammany that is covered by United States Longshoremen's and Harbor Worker's Compensation Insurance (USL&H). Under the Longshoremen's and Harbor Workers' Compensation Act, dock builders or marine contractors who build docks behind private homes, or who do any kind of marine construction, even if they are working two feet or less of " navigable water" must have USL&H insurnace.
Failure to have USL&H coverage is not only against the law it puts the home or property owner at a great risk. Fines of up to $10,000 and imprisonment are punishment under law for those not insured, not to mention the potential damages that an injured employee could be awarded by the courts if the employer is not properly covered!!
Protect yourself by having only a properly insured company install your bulkhead, dock, boathouse, or hoist. You can only be sure you have a true copy of United States Longshoremen's and Harbor Workman's Compensation Insurance if it is sent to you direct from the insurance agent.